Top of main content

Balance Transfer

Consolidate all of your outstanding balances to your HSBC credit card.

What is Balance Transfer?

A balance transfer plan allows you to consolidate and transfer the outstanding balance from one credit card to another. It could help you in simplifying your payments and save you some money.

Simply consolidate your other banks' credit card outstanding balances and transfer to HSBC credit card now!

How to do Balance Transfer?

Try out our "Balance Transfer Calculator" to calculate how much you can save! 

Alternatively, you can click on the "Apply Now" button to fill up the online form.  A call back will be arranged to confirm on your application!

Do not have HSBC credit card?

Things you should know

The minimum amount for each Balance Transfer ("BT") application is RM1,000. The Eligible Cardholder shall pay the minimum payment of 5% of the outstanding balance which is part of the Minimum Monthly Payment due on or before the payment due date. The interest rate is subject to HSBC's approval. The terms used herein are as defined in the HSBC Balance Transfer Terms & Conditions

Please read the PDFs below for corresponding full terms and conditions. 

Discover more credit card features

 

Convert your retail transactions or balances to affordable monthly instalments. 

 

Use cash advance for instant cash relief.