Insurance | Protect Your Assets & Your Loved Ones

Get up to 2 Apple devices[@premier-apple-promo-2026] when you invest and insure with us

Plus, get up to 10.88% p.a. with your Time Deposit when you invest or insure with us.

Hurry, limited units are available. Offer ends 31 March 2026. T&Cs apply.

Apply now This link will open in a new window

Enjoy 2% cashback* on your insurance premium

Get 2% cashback on your premium payment for HSBC EliteDiamond when you choose annual payment mode for regular premium plans.

*HSBC Financial Prosperity Campaign 2026 Terms and Conditions (PDF) apply. Offer runs from 1 January to 31 March 2026

Promotional interest rates
Product	Tenure	MYR Interest / profit rate	USD Interest / profit rate	Minimum TD/-i placement	Placement ratio
Unit trusts^{[@premier-td-wealth-bundle-2026]}	3-month	New to Wealth Products: 7.88% per annum Existing customers: 5.88% per annum	New to Wealth Products: 8.88% per annum Existing customers: 6.88% per annum	MYR50,000	1:1
Structured investments^{[@premier-td-wealth-bundle-2026]}	3-month	New to Wealth Products: 7.88% per annum Existing customers: 5.88% per annum	New to Wealth Products: 8.88% per annum Existing customers: 6.88% per annum	MYR50,000	1:2
Bonds^{[@premier-td-wealth-bundle-2026]}	3-month	New to Wealth Products: 7.88% per annum Existing customers: 5.88% per annum	New to Wealth Products: 8.88% per annum Existing customers: 6.88% per annum	MYR50,000	1:2
Bancassurance (Regular Premium)^{[@premier-bancassurance-bundling-2026]}	3-month	New to Bancassurance Products: 9.88% per annum Existing customers: 7.88% per annum	New to Bancassurance Products: 10.88% per annum Existing customers: 8.88% per annum	MYR20,000	1:1
Bancassurance (Single Premium)^{[@premier-bancassurance-bundling-2026]}	3-month	New to Bancassurance Products: 9.88% per annum Existing customers: 7.88% per annum	New to Bancassurance Products: 10.88% per annum Existing customers: 8.88% per annum	MYR20,000	1:3

Promotional interest rates
Product	Unit trusts^{[@premier-td-wealth-bundle-2026]}
Tenure	3-month
MYR Interest / profit rate	New to Wealth Products: 7.88% per annum Existing customers: 5.88% per annum
USD Interest / profit rate	New to Wealth Products: 8.88% per annum Existing customers: 6.88% per annum
Minimum TD/-i placement	MYR50,000
Placement ratio	1:1

Product	Structured investments^{[@premier-td-wealth-bundle-2026]}
Tenure	3-month
MYR Interest / profit rate	New to Wealth Products: 7.88% per annum Existing customers: 5.88% per annum
USD Interest / profit rate	New to Wealth Products: 8.88% per annum Existing customers: 6.88% per annum
Minimum TD/-i placement	MYR50,000
Placement ratio	1:2

Product	Bonds^{[@premier-td-wealth-bundle-2026]}
Tenure	3-month
MYR Interest / profit rate	New to Wealth Products: 7.88% per annum Existing customers: 5.88% per annum
USD Interest / profit rate	New to Wealth Products: 8.88% per annum Existing customers: 6.88% per annum
Minimum TD/-i placement	MYR50,000
Placement ratio	1:2

Product	Bancassurance (Regular Premium)^{[@premier-bancassurance-bundling-2026]}
Tenure	3-month
MYR Interest / profit rate	New to Bancassurance Products: 9.88% per annum Existing customers: 7.88% per annum
USD Interest / profit rate	New to Bancassurance Products: 10.88% per annum Existing customers: 8.88% per annum
Minimum TD/-i placement	MYR20,000
Placement ratio	1:1

Product	Bancassurance (Single Premium)^{[@premier-bancassurance-bundling-2026]}
Tenure	3-month
MYR Interest / profit rate	New to Bancassurance Products: 9.88% per annum Existing customers: 7.88% per annum
USD Interest / profit rate	New to Bancassurance Products: 10.88% per annum Existing customers: 8.88% per annum
Minimum TD/-i placement	MYR20,000
Placement ratio	1:3

View your policy anytime, anywhere

Already have an insurance policy with us?

You can access your insurance policy details instantly via mobile banking. Simply go to 'Your insurance overview' in the HSBC Malaysia Mobile Banking app www.hsbc.com.my

Or you can do so on the 'Your insurance policy summary' page in your online banking dashboard. Log on to online banking.

Protection for you and your loved ones (apply online)

Apply online now for your every protection need.

Smart Home Cover

Cover the cost of loss or damage to the household goods and personal effects in your home
Cover the cost of repairing or maintaining your home
Cover for malicious damage to your home caused by tenants, loss of rent and the cost of legal fees for a Demand Letter

Find out more about Smart Home Cover

Get a quote for Smart Home Cover This link will open in a new window

Travel Care

Overseas and domestic travel coverage for luggage and travel delays. For overseas travel, the coverage also includes loss or damage to your travel documents, personal luggage and valuables, and more
Reimbursement of necessary and reasonable medical, surgical or hospital charges, and emergency dental treatment fees incurred as a result of accidental bodily injuries, illness or death during your trip
Accidental death and permanent disability coverage

Find out more about Travel Care

Get a quote for Travel Care

HSBC's ProtectCare Plan

Flexibility to choose your coverage amount
Guaranteed level premium for 10, 15, or 20 years depending on the selected coverage term
Hassle free and no medical examination required

Find out more about HSBC ProtectCare

Get a quote for HSBC ProtectCare This link will open in a new window

Protection for you and your loved ones (apply at branch)

Visit any of our Branches to find out how to protect and invest today.

HSBC's EliteDiamond

High and flexible sum assured starting from RM1 million
Customisable premium payment and coverage terms
Optional riders for accelerated critical illness cover and premium waivers
Further account value boost with our guaranteed loyalty bonus

Get insured today and secure your loved ones' financial future

Find out more HSBC's EliteDiamond

HSBC's UniversalIncome Plus

Limited-pay universal life plan that provides life protection coverage and a guaranteed cash payment up to the age of 100 years
Guaranteed issuance offering with no medical check-ups needed
Get guaranteed cash payment if you're diagnosed with the covered top 3 critical illnesses

Plan a retirement that fits your life

Find out more HSBC's UniversalIncome Plus

HSBC's Universal AssuredTreasure

Pay premiums for just 5 years to enjoy a universal life plan that provides life protection coverage and a Guaranteed Cash Payment for 20 years
Guaranteed Issuance Offering with no medical check-ups needed
Additional accidental death protection
Triple tier of increasing yearly Guaranteed Cash Payment

Your blueprint for retirement bliss

Find out more HSBC's Universal AssuredTreasure

HSBC's EliteWealth

A regular premium investment-linked plan with limited pay of 5 years and death coverage of up to 100 years old
100% premium being invested from day 1
Guaranteed Issuance Offering with no medical check-ups needed
Power up your investment with loyalty bonus

Preserve and multiply your wealth

Find out more about HSBC's EliteWealth

HSBC's EliteSaver SP GIO

Protection and savings plan in-one to match your financial situation
A single premium plan that gives you protection plus control and flexibility to grow long-term wealth

Grow your wealth, safeguard your future.

Find out more about EliteSaver SP GIO

HSBC’s EliteCare Plus

A regular premium investment-linked plan which has a wide selection of protection coverage to give you peace of mind
Build comprehensive protection with optional riders

Safeguard your wealth with the right protection plans

Find out more about EliteCare Plus

HSBC's FamilyCare Plan

Comprehensive Death, Total and Permanent Disability (TPD) and Critical Illness (CI) protection for you
Extended protection across 3 generations of your family covering your spouse, children and parents
Emotional Relief Benefit to help you through challenging times

Protect those most precious to you with the best care.

Find out more about HSBC's FamilyCare Plan

HSBC's UniversalLegacy Plan

Diversify your financial portfolio to spread potential investment risk
Pass on a portion of your wealth to your next generation without having to go through estate distribution process

Create a path that will take your loved ones further.

Find out more about HSBC UniversalLegacy

HSBC's UniversalTreasure Plus

Increasing annual guaranteed income in the form of guaranteed cash payment (GCP)^*
Guaranteed maturity benefit^* of total premiums paid

Retire from work, not life.

Find out more about HSBC UniversalTreasure Plus

HSBC's UniversalIncome Plan

Guaranteed long term retirement income
Short premium payment terms - choose either 3 or 10 years

Secure a long and happy retirement.

Find out more about HSBC UniversalIncome

HSBC's Reducing Term Assurance

Coverage for financing to help you meet your loan repayment obligations
Protection in the event of Death and Total & Permanent Disability (TPD)
Applicable for Home Financing, Personal Financing and Business Premises Financing
Affordable and flexible regular premium payment mode

Protect your loved ones from financial liabilities.

Find out more about HSBC Reducing Term Assurance

Important information

Issued by HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).

Protection