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HSBC's EliteDiamond

Get insured today and secure your loved ones' financial future

Protect your legacy for future generations

HSBC's EliteDiamond is an investment-linked insurance plan that integrates financial security and wealth growth. Protect your loved ones by ensuring a seamless wealth transfer designed for your needs. 

Coverage and customisation

Tailor the legacy plan to your own needs.

  • High and flexible sum assured starting from RM1 million
  • Customisable premium payment and coverage terms[@minpolicyterms]
  • Optional riders for accelerated critical illness cover and premium waivers

Enhanced value growth

Grow your wealth with fund investments and our loyalty bonus.

  • Wide range of investment-linked insurance plan (ILIP) funds available
  • Option to switch funds[@noofsiwtches] when your risk appetite changes
  • Financial protection integrated with ILIP funds' capital accumulation
  • Further account value boost with our guaranteed loyalty bonus[@loyaltybonusterms]

Wealth planning across generations

Pass your wealth on to the next generation smoothly.

  • Secure high payouts for your loved ones
  • Distribute your wealth within days in times of need

What you need to know

Are you eligible?

To apply for HSBC's EliteDiamond investment-linked insurance plan, you'll need to:

  • Be between 18 and 100 years old (nearest birthday)

And the insured person needs to:

  • Be between 21 and 70 years old (nearest birthday)
 

Ready to get started?

If you're ready to apply for HSBC's EliteDiamond investment-linked insurance plan, please talk to your Relationship Manager.

You can also book an appointment online to apply at your local HSBC branch.

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Pass on a portion of your wealth to your next generation without having to go through estate distribution process.
Look after your legacy and longevity with the insurance plan that works hard to meet your goals.

Important information

    HSBC’s EliteDiamond is distributed by HSBC Bank Malaysia Berhad (198401015221 (127776-V)) and underwritten by Allianz Life Insurance Malaysia Berhad (198301008983 (104248-X)). Allianz Life Insurance Malaysia Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM).

    • This is an insurance product that is tied to the performance of underlying assets, and is not a pure investment product such as unit trusts
    • Protection by PIDM on benefits payable from the unit portion of this product is subject to limitations. Please refer to PIDM's tips brochure, contact Allianz Life Insurance Malaysia Berhad, or visit the PIDM website
    • You need to refer to the Product Disclosure Sheet (PDS), the Sales Illustration (SI) and the Fund Fact Sheet for further details
    • The benefits are subject to exclusions. Please refer to PDS and policy contract for the full list of exclusions
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