Protect your legacy for future generations
HSBC's EliteDiamond is an investment-linked insurance plan that integrates financial security and wealth growth. Protect your loved ones by ensuring a seamless wealth transfer designed for your needs.
Coverage and customisation
Tailor the legacy plan to your own needs.
- High and flexible sum assured starting from RM1 million
- Customisable premium payment and coverage terms[@minpolicyterms]
- Optional riders for accelerated critical illness cover and premium waivers


Enhanced value growth
Grow your wealth with fund investments and our loyalty bonus.
- Wide range of investment-linked insurance plan (ILIP) funds available
- Option to switch funds[@noofsiwtches] when your risk appetite changes
- Financial protection integrated with ILIP funds' capital accumulation
- Further account value boost with our guaranteed loyalty bonus[@loyaltybonusterms]
Wealth planning across generations
Pass your wealth on to the next generation smoothly.
- Secure high payouts for your loved ones
- Distribute your wealth within days in times of need

What you need to know
Are you eligible? |
To apply for HSBC's EliteDiamond investment-linked insurance plan, you'll need to:
- Be between 18 and 100 years old (nearest birthday)
And the insured person needs to:
- Be between 21 and 70 years old (nearest birthday)
Ready to get started?
If you're ready to apply for HSBC's EliteDiamond investment-linked insurance plan, please talk to your Relationship Manager.
You can also book an appointment online to apply at your local HSBC branch.