Why choose Cancer Protect?
Allianz Cancer Protect provides a lump sum payment of up to RM1 million if you are diagnosed with cancer. With the assurance that you're financially protected, you can focus on your treatment and recovery with peace of mind.
Limited time promotion
First 100 successful applicants will receive a Touch 'n Go e-Wallet reload PIN worth RM20! Sign up with us from 19th May 2021 to 31st July 20211.
Guaranteed 200% payout of your insured amount upon diagnosis2
Flexible premium payment terms with monthly or annual payment options
Easy enrolment with 3 simple underwriting questions
|Insured amount (RM)
Insured amount (RM)
Who is eligible for Cancer Protect coverage?
This plan is for HSBC Malaysia Credit and Debit Cardholders only. The age of the insured person at the point of application must between 15 days old and 65 years old.
Apply online for Cancer Protect coverage
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Things you should know
Key terms and conditions
a) Importance of disclosure - you must disclose all material facts such as medical condition and state your age correctly. You should also provide sufficient and accurate information to Allianz General.
b) Free-look period - you may cancel your policy by giving Allianz General a written request and by returning this policy to us within 15 days or such longer period as may be specified by relevant regulatory authorities, from the date of receipt of the policy by you. Allianz General will refund to you the premiums that you have paid for this policy less any expenses incurred for medical examination.
c) Waiting period - the coverage under your policy will only start 60 days after the effective date or reinstatement date of your policy, whichever is later.
d) Grace period - you are allowed a grace period of 31 days from the premium due date to pay your premium, during this period your policy shall remain in force. If any premium remains unpaid at the end of the grace period, your policy shall lapse and have no further value. If any claim arises during the grace period, the outstanding premium for the whole policy year when the claim arose shall be paid before any claims payable.
e) Reinstatement - if your policy has lapsed due to non-payment of premium, you may, upon obtaining our written consent, reinstate it any time within ninety (90) days from the due date of the premium in default subject to the terms and conditions as stated in the policy wording.
f) The policy will be yearly renewable at your option subject to portfolio withdrawal conditions and other terms and conditions stated in the policy wording. Unless renewed, the coverage will cease on expiry date and Allianz General shall strictly not be liable for any expenses that take place after the expiry date.
g) Portfolio withdrawal – Allianz General reserve the right not to continue with the underwriting of this product. In doing so, Allianz General will stop accepting any new policies and will not offer renewal of your policy once it has expired. Allianz General will write to inform you of our intention by giving you at least thirty (30) days' notice.
Note: this list is non-exhaustive. Please refer to the policy wording for the complete terms and conditions under this plan.
Allianz cancer protect does not cover cancer in any one of the following occurrences:
a) Where the cancer is caused directly or indirectly, wholly or partly by any disease or surgery other than diagnosis of or surgery for cancer;
b) Where the signs or symptoms of cancer has manifested prior to or within the waiting period;
c) Where the cancer arises directly or indirectly from a pre-existing diseases and which has existed prior to the effective date or reinstatement date of this policy whichever is later;
d) Where the cancer, in Allianz General's opinion, was caused directly or indirectly by the existence of Acquired Immune Deficiency Syndrome (AIDS) or by the presence of any Human Immunodeficiency Virus (HIV) infection, subject to the following:
- Allianz General reserve the right to require the insured person to undergo a blood test for HIV as a condition precedent to acceptance of any claim;
- An infection shall be deemed to have occurred following Allianz General's opinion that the blood or other relevant test(s) indicate either the presence of any HIV or antibodies to such a virus; and
- For the purpose of this policy, the definition of aids shall be that used by the world health organization in 1987, or any subsequent revision by the World Health Organisation of that definition.
e) Any cancer which was diagnosed to be, directly or indirectly, due to a congenital defect or disease, which was manifested or was diagnosed before the insured person attains 17 years of age;
f) Any cancer caused directly or indirectly, wholly or partly by a self-inflicted injury; or
g) Any cancer resulting directly from alcohol or drug abuse;
1Digital Insurance Campaign ("Promotion") Terms and Conditions apply. This Promotion is open to HSBC Malaysia Principle and Supplementary Credit Cardholders and Debit Cardholders who purchase Allianz General Insurance Products via designated online links stated in the Terms and Conditions ("Eligible Cardholders"). Eligible Cardholder is entitled to receive only one (1) Gift (RM20 Touch 'n Go e-Wallet reload pin ) for a particular type of Allianz General Insurance Product and capped at 3 Gifts per Eligible Cardholder. Please refer to the Promotion Terms and Conditions for details.
The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document. Allianz Cancer Protect ("this Plan") is underwritten by Allianz General Insurance Company (Malaysia) Berhad (Company No. 200601015674 (735426-V ) ) ("Allianz General") and HSBC is the intermediary in distributing this Plan. This Plan is exclusively for HSBC Malaysia Credit and Debit Cardholders only. Please read and understand the PDS, Brochure and Policy Wording before signing up.