Introducing a more secure payment method
Effective 1 July 2017, all credit card payments at point of sale terminals in Malaysia must be authorised with a 6-digit Personal Identification Number (PIN) as a signature will no longer be accepted. This is an industry-wide change to improve financial security and prevent credit card fraud.
About Pin and Pay
PIN (Personal Identification Number) is a 6-digit password of your choice that will be used to authorise transactions.
Your new credit card has a contactless feature. It’s a new, fast, easy and convenient way to pay and lets you make everyday purchases safely with just a tap of your contactless-enabled card wherever you see the universal contactless symbol.
How do I activate my PIN-enabled credit card?
Step 2: Select "1" for Card Activation Option.
Step 3: For Primary Cardholder, enter NRIC/passport number and date of birth. To activate a supplementary credit card, enter supplementary cardholder’s NRIC/passport number and date of birth.
Step 4: Key in the last 4 digits of the credit card number and the expiry date.
Step 5: A one-time security code would be sent to the cardholder's registered mobile number.
Step 6: Key in this 6-digit security code to complete your activation. You can start using the card upon receiving a confirmation SMS.
Step 7: Press "2" to create a PIN for your card and follow the instructions. Do not use your IC/passport, date of birth, telephone number or any consecutive numbers as your PIN.
First, insert your card at the terminal.
Next, securely key in your 6-digit PIN when prompted. No signature is required.
Look for the universal contactless symbol which indicates the terminal is a contactless reader.
Wave/tap your contactless card when prompted by the merchant. No PIN or signature is required.
Activate your card now to enjoy the new features.
Do not disclose your PIN to any other person, or keep a written record of it.
Notify us immediately if you suspect your PIN has been compromised.